:root{
  --ink:#0b1b2b;--ink2:#22364c;--muted:#5e6d7f;--brand:#0b57d0;--brand2:#073d94;
  --sky:#ebf4ff;--accent:#ffe45c;--paper:#fff;--soft:#f6f8fb;--line:#dae4ee;
  --good:#0b6c50;--warn:#8b5b00;--radius:20px;--shadow:0 18px 52px rgba(10,31,59,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68}
a{color:var(--brand);text-underline-offset:3px;text-decoration-thickness:1.4px}
a:hover{color:var(--brand2)}
img,svg{max-width:100%}
.skip{position:absolute;left:-9999px}
.skip:focus{left:1rem;top:1rem;z-index:9999;background:#fff;padding:.75rem 1rem;border:2px solid var(--brand);border-radius:10px}
.container{width:min(1160px,calc(100% - 36px));margin:auto}
.site-header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:74px;display:flex;align-items:center;gap:18px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:950;text-decoration:none;letter-spacing:-.035em;white-space:nowrap}
.brand-mark{width:36px;height:36px;border:2px solid var(--brand);border-radius:10px;background:var(--sky);display:grid;place-items:center}
.brand-mark svg{width:23px;height:23px}
.nav-links{display:flex;gap:16px;margin-left:auto;align-items:center}
.nav-links a{color:var(--ink);font-weight:760;text-decoration:none;font-size:.91rem}
.nav-links a:hover{color:var(--brand)}
.header-cta{margin-left:4px}
.menu-btn{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:10px;padding:.62rem .82rem;font-weight:850}
.disclosure-strip{background:#071a34;color:#d8e6f8;padding:10px 0;font-size:.79rem}
.disclosure-strip a{color:#fff}
.hero{padding:84px 0 66px;background:linear-gradient(145deg,#f8fbff 0%,#eaf4ff 58%,#fff8c2 100%);border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:48px;align-items:center}
.eyebrow,.kicker{display:inline-block;font-size:.76rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:var(--brand)}
h1,h2,h3{line-height:1.12;letter-spacing:-.035em}
h1{font-size:clamp(2.7rem,6vw,5.4rem);margin:.35rem 0 1rem}
h2{font-size:clamp(1.7rem,3vw,2.7rem);margin:2.6rem 0 .8rem}
h3{font-size:1.25rem;margin:1.6rem 0 .5rem}
.lead{font-size:1.17rem;color:var(--ink2);max-width:800px}
.meta{font-size:.9rem;color:var(--muted)}
.card,.hero-card,.notice,.verdict,.cta-box,.source-box,.sidebar-box{border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}
.hero-card{padding:26px}
.card{padding:24px;box-shadow:none}
.card p:last-child{margin-bottom:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.section{padding:64px 0}
.section-soft{background:var(--soft);border-block:1px solid var(--line)}
.button-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:.84rem 1.08rem;border-radius:12px;font-weight:900;text-decoration:none;border:2px solid transparent;line-height:1.2}
.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand2);color:#fff}
.btn-accent{background:var(--accent);color:#171717}.btn-accent:hover{color:#171717;filter:brightness(.96)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-small{font-size:.84rem;padding:.7rem .86rem}
.breadcrumbs{font-size:.87rem;color:var(--muted);padding-top:20px}
.breadcrumbs a{color:var(--muted)}
.article-head{padding:40px 0 26px}
.article-head h1{font-size:clamp(2.25rem,5vw,4.4rem);max-width:960px}
.article-layout{display:grid;grid-template-columns:minmax(0,780px) 310px;gap:46px;align-items:start}
.article{font-size:1.04rem}
.article p{margin:0 0 1.15rem}
.article ul,.article ol{padding-left:1.3rem}
.article li{margin:.38rem 0}
.article table{border-collapse:collapse;width:100%;margin:24px 0;font-size:.94rem}
.article th,.article td{border:1px solid var(--line);padding:13px 12px;vertical-align:top;text-align:left}
.article th{background:var(--sky)}
.compare{overflow-x:auto}
.notice,.verdict,.cta-box,.source-box,.sidebar-box{padding:20px;margin:24px 0;box-shadow:none}
.notice{background:#fffbea;border-color:#eedf83}.notice strong{color:var(--warn)}
.verdict{background:#f1fbf7;border-color:#bfe7d7}.verdict strong{color:var(--good)}
.cta-box{background:linear-gradient(145deg,var(--brand),var(--brand2));color:#fff}
.cta-box h2,.cta-box h3{color:#fff;margin-top:0}
.cta-box p{color:#edf5ff}
.cta-box .btn{background:var(--accent);color:#171717}
.source-box{background:var(--soft)}
.source-box ul{margin-bottom:0}
.sidebar{position:sticky;top:96px}
.sidebar-box h3{margin-top:0}
.sidebar-box .btn{width:100%;margin-top:8px}
.sidebar-links{list-style:none;padding:0;margin:0}
.sidebar-links li{border-top:1px solid var(--line);padding:.7rem 0}
.sidebar-links li:first-child{border-top:0}
.sidebar-links a{text-decoration:none;font-weight:740}
.checklist{list-style:none;padding-left:0!important}
.checklist li{position:relative;padding-left:28px}
.checklist li:before{content:"✓";position:absolute;left:0;color:var(--good);font-weight:900}
.page-list{display:grid;gap:12px}
.page-link{display:block;padding:16px 18px;border:1px solid var(--line);border-radius:14px;background:#fff;text-decoration:none}
.page-link:hover{border-color:#a9c5e9;background:#fbfdff}
.page-link strong{display:block;color:var(--ink);font-size:1.02rem}
.page-link span{display:block;color:var(--muted);font-size:.91rem;margin-top:2px}
.pill{display:inline-block;padding:.28rem .62rem;border:1px solid var(--line);border-radius:999px;font-size:.78rem;font-weight:800;background:#fff;margin:.18rem .15rem}
.site-footer{background:#06142a;color:#cad8e9;padding:48px 0 26px}
.site-footer a{color:#eef6ff}
.site-footer h3{color:#fff;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:34px}
.footer-tag{max-width:600px;color:#9db0c8}
.small{font-size:.83rem;color:var(--muted)}
.site-footer .small{color:#9db0c8}
hr{border:0;border-top:1px solid var(--line);margin:34px 0}
.stat{font-size:2rem;font-weight:950;line-height:1;color:var(--brand)}
.mobile-offer{display:none}
@media(max-width:980px){
  .hero-grid,.article-layout,.grid,.grid-2,.footer-grid{grid-template-columns:1fr}
  .sidebar{position:static}
  .nav-links{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;padding:18px 22px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}
  .nav-links.open{display:flex}.menu-btn{display:block}
  .header-cta{margin-left:0}
}
@media(max-width:650px){
  .container{width:min(100% - 22px,1160px)}
  .hero{padding:56px 0 48px}
  h1{font-size:2.62rem}
  .section{padding:48px 0}
  .button-row .btn{width:100%}
  .header-cta{display:none}
  .article table{font-size:.84rem}
  .mobile-offer{display:block;position:fixed;z-index:70;bottom:14px;left:14px;right:14px;background:var(--accent);color:#171717;text-decoration:none;text-align:center;font-weight:950;border-radius:14px;padding:.8rem 1rem;box-shadow:0 12px 34px rgba(0,0,0,.22)}
  .site-footer{padding-bottom:90px}
}